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      Solutions for your lifestyle
Head Office
Level 1, Spratt Financial Centre
3 Morton Street
Auckland City 1010
Phone 09 307 8200
Fax 09 307 8204
Mail Address
PO Box 99481
Auckland City 1149
Email: enquiry@sprattfinancial.co.nz
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How Many Hats Do You Wear?

In life we all have our roles to play and our hats to wear, so to speak. Some of us are fathers or mothers, responsible for the care and providing for the family. Some of us are business owners who have employees, debt and cash-flow to look after. The more responsibilities we have, the more important it is that you have the right type of insurance in place to ensure those responsibilities are provided for, no matter what may happen.

If you wear one of the following 'hats', we highly encourage you to think about if your role is fully protected:

  • You are a parent or legal guardian responsible for the care of one or more children.
  • You own a home and are currently servicing one or more mortgages.
  • You own or operate a business of any size and/or you are responsible for its debt and cash-flow.
  • You own or operate a business where there are several key employees that you depend on for your business to run smoothly and remain profitable.
  • You are responsible for household bills/rent/utilities and would be unable to make payments long term if your income was interrupted by sickness or disability.
  • You are the primary breadwinner in a single income family.
  • You have a multiple income household but would still struggle if one of those incomes were suspended.
                        Many Hats Do You Wear?
Make sure that each one of your 'hats' are covered and keep them secure, no matter what happens.

If you wear one or more of these 'hats' and you don't have a hugely significant cash backup behind you, chances are that you need a solid insurance plan to cover these responsibilities and ensure things keep working if the unexpected were to happen.

We encourage you to take the time to look at your insurance with us and make sure all of your hats are properly secure. Our professional, no cost insurance reviews can often find you better deals and better security for your life, always at the lowest possible prices available

These days, there can be a lot on our plate at one time. You shouldn't have to worry that the people who depend on you will suffer if something were to go wrong. If you want an insurance review or you have any questions about what may need protecting in your life, use the form below and one of our professional insurance team will get right back to you. All of our services are completely free and with no obligation to proceed, so you have nothing to lose and everything to gain.

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